„kesh“ – Our Multifunctional Digital Wallet

kesh is one of the pioneers in the “digital wallet” market.

The kesh app allows one to make payment via a smartphone as easily and quickly as sending an SMS. Our “Made in Germany” solution is not just user friendly – it also has significant advantages in terms of data security. It is namely the only smartphone payment system offered by a German bank subject to the strict supervision of the German Federal Financial Supervisory Authority (BaFin), and all kesh data is processed in German data centres. 

Among other things, payments can be based on QR codes canned by one’s smartphone, or on the recipient’s telephone number.

Digital Interface for Developers – the kesh API

Via the API, developers and startups can use all the functionality of the kesh payment system, and incorporate it into their own applications. The possibilities include payments in real time between private individuals (P2P payments), payments at brick-and-mortar shops, and online payments. It also allows one to keep track of one’s account balances and transactions. Interest among B2B partners is also increasing now that kesh has made SDKs (software development kits) available online that allow the product to be incorporated into iOS or Android, and has also made available an extensive API interface allowing integration into third-party apps.